- What information do you obtain about me?
- Do you obtain any information by automated means?
- How do you use the information you obtain about me?
- With whom do you share my information?
- What choices do I have about my information?
- Do you collect information from children?
- How do you protect my information?
- Why do you provide third-party links and what do I need to know about the third parties’ privacy practices?
- What are my rights under California’s “Shine the Light” law?
- Do you add information you collect about me on the Sites to Discovery Data services you sell?
What information do you obtain about me?
We obtain personal information about you in different ways and from various sources. The types of information we collect about you may include:
- profile and contact information (such as name, postal address, company name, email address and telephone number) when you or others interact with us by submitting online forms, establishing a Discovery Data account or otherwise interacting with us via the Sites;
- information about the services that may be of interest to you;
- log-in credentials (such as user ID and password) and devices used for accessing the Discovery Data services; and
- other information submitted through the Sites, such as through “My Account” and other website features.
Do you obtain any information by automated means?
When you use the Sites, we may collect certain information by automated means using technology such as cookies, web beacons and web server logs. The information we collect in this manner may include your device IP address, unique device identifier, web browser characteristics, device characteristics, operating system, language preferences, referring URLs, clickstream data, and dates and times of website visits.
Cookies and Web Beacons
Cookies are files that websites send to your computer to uniquely identify your browser or to store information or settings in the browser. A web beacon (also known as an Internet tag, pixel tag or clear GIF) links web pages to web servers and their cookies and may be used to transmit information collected through cookies back to a web server. Your browser may tell you how to be notified when you receive certain types of cookies or how to restrict or disable certain types of cookies. Please note, however, that without cookies you may not be able to use all of the features of the website.
How do you use the information you obtain about me?
We may use the information we obtain about you to:
- communicate with you about Discovery Data services and respond to your inquiries;
- customize your experience with the Sites;
- create and manage your Discovery Data account, including communicating with you about your account and providing assistance;
- increase and maintain the safety and security and prevent misuse of the Sites;
- operate, maintain, analyze, manage and improve the Sites and our business;
- protect against, identify and prevent fraud and other unlawful activity, claims and other liabilities; and
We also may use the information we obtain in other ways for which we provide specific notice at the time of collection.
Third-Party Analytics Services
We may use third party analytics services on the Sites, such as Google Analytics. The analytics providers that administer these services use technologies such as cookies, web beacons and web server logs to help us analyze your use of the Sites. The information collected through these means (including IP address) may be disclosed to these analytics providers, and other relevant third parties who use the information to evaluate use of the Sites. To learn more about Google Analytics and how to opt out, please visit https://www.google.com/intl/en/analytics/learn/privacy.html or https://support.google.com/analytics/answer/181881?hl=en.
Online Tracking and Interest-Based Advertising
You may see certain ads on other websites because we engage third-party ad services (e.g., Facebook, LinkedIn, Google). Through such ad services, we can retarget our messaging to users of our Sites on other webpages and applications through interest-based and contextual means. These services track your online activities over time and across multiple websites by collecting information through automated means, including through the use of third-party cookies, web server logs and web beacons. The ad services use this information to show you ads that may be tailored to your individual interests. The information our ad services may collect on our behalf includes data about your visits to websites that serve our ads, such as the pages or ads you view and the actions you take on the websites. This data collection takes place both on the Sites and on third-party websites that participate in these ad services. This process also helps us track the effectiveness of our marketing efforts. To learn about how to opt out of interest-based advertising in the U.S., please visit http://optout.aboutads.info. The Sites are not designed to respond to “do not track” signals received from browsers.
With whom do you share my information?
In addition, we may disclose information about you (1) if we are required to do so by law or legal process (such as a court order or subpoena); (2) in response to requests by government agencies, such as law enforcement authorities; (3) to establish, exercise or defend our legal rights; (4) when we believe disclosure is necessary or appropriate to prevent physical or other harm or financial loss; (5) in connection with an investigation of suspected or actual illegal activity; (6) in the event we sell or transfer all or a portion of our business or assets (including in the event of a reorganization, dissolution or liquidation); or (7) otherwise with your consent.
Access Among Users Within the Same Business Account
Within certain Discovery Data services, we have incorporated functionality that shares information among users under the same Discovery Data client account, which may include users at client affiliates. Depending on the specific functionality that has been implemented, information added into the account by you or another user may be shared with other users within the same business account. If you have any questions concerning shared access among users within the same business account, you should speak with your company’s account administrator. Also, for certain services, a business client may specify a designated user with special rights to access all information within the client’s account, including your personal information and related activities and that of any other users under the same client account.
What choices do I have about my information?
We offer you certain choices in connection with the personal information we obtain about you. To unsubscribe from marketing emails, click the “Unsubscribe / Manage Your Email Preferences” link found in our marketing email messages. If you have a Discovery Data account, click the “My Account” link to update your email preferences and contact information.
Do you collect information from children?
The Sites are not directed to children under the age of 13 and we do not knowingly collect personal information from children under the age of 13 on the Sites. If we become aware that we have inadvertently received personal information from a visitor under the age of 13 on the Sites, we will delete the information from our records.
How do you protect my information?
We maintain administrative, technical and physical safeguards designed to protect the personal information you provide against accidental, unlawful or unauthorized access, destruction, loss, alteration, disclosure or use.
Why do you provide third-party links and what do I need to know about the third parties’ privacy practices?
The Sites may provide links to other websites and online services for your convenience and information, and may include third-party features such as apps, tools, widgets and plug-ins. These online sites and third-party features may operate independently from us. The privacy practices of the relevant third parties, including details on the information they may collect about you, is subject to the privacy statements of these parties, which we strongly suggest you review. To the extent any linked online websites, services or third-party features are not owned or controlled by Discovery Data, we are not responsible for these third parties’ information practices.
What are my rights under California’s “Shine the Light” law?
If you reside in California, you have the right to request that we provide you with (1) a list of certain categories of personal information we have disclosed to third parties for their direct marketing purposes during the immediately preceding calendar year; and (2) the identity of those third parties. To make such a request, please send us an email at email@example.com or call 732-933-1899. Please indicate that you are a California resident when making a “Shine the Light” inquiry.
Do you add information you collect from me on the Sites to Discovery Data services you sell?
No. As part of its services, Discovery Data collects, licenses and uses information regarding individuals and companies in the financial services and insurance industries, most of which we obtain from public sources (such as government records). It is possible that you and some of your contacts may be part of the financial services and insurance industries, and information about you and some of your contacts may appear in our licensed services. Please be assured that information in our licensed services does not come from data that is collected from visitors of the Sites.
12 Christopher Way, Suite 300
Eatontown, NJ 07724